Solutions
Adaptable & Scalable Software Solutions
Lumina Americas’ platform comprehends a suite of adaptable and scalable financial software solutions tailored to current dynamic market needs.
These solutions, built on a profound understanding of Emerging Markets characteristics, can be easily customized following specific client needs.
Lumina Americas software consist of different functional modules that can be enabled depending on client´s requirements and that make use a consistent technical architecture.
Competitive Differentiation
Uniquely Positioned
To provide Regional Solutions and adapt G-10 financial trading practices to Latin America
Leading-edge Applications
That satisfy the most sophisticated demands of financial institutions in Latin America, integrating front, middle and back-office operations.
Highly Qualified Team
That combines a profound understanding of the financial markets with an extensive expertise applying technology solutions to satisfy business needs.
Strong capability
For understanding, modeling and valuation of complex financial structures.
Rapid Time
To market with existing and proved solutions for Latin America and Emerging Markets.
With focus on leading edge risk management methodologies.
With focus on leading edge risk management methodologies.
Main Sectors
We provide coverage to the full spectrum of needs of the financial industry
Lines of
Business
Líneas de Negocio
Brokers
Private Banking
Retail Banking
Fund Managers
Fintech
Registered Investment Advisor (RIA)
Business Areas
Business Areas
Operations, Treasury & Finance
Treasury, Risk & P&L Management
Private Banking & Retail Distribution
Custody
Funds Distribution
e-Trading
Portfolio Management
Collateral Management
Markets
Mercados
Forex
Debt & Money Market
Funds
Security Lending
OTC Derivatives
Listed Derivatives
Structured Products
Collateralized Products
LATAM Local Instruments
Our Solutions
Sales and Trading
Front & Middle Office Trading and Portfolio Management solution supporting the day-to-day business of financial institution for their own and thrid-party positions. Coverage for Multi-Financial Entity, Multi-Desk, Multi-Asset & Multi-Currency. The platform integrates:
Trade Capture
Fast blotter for registering deals and proprietary API
Order Management
Private Banking and Retail order templates based on Treasury mandates for both listed products and OTC instruments
Pricing
Real-time online marked to market and customized operational workflow
Workflows
Treasury and Exchange products offered by different commercial channels and means
Private Banking & Retail Distribution
Multi Fund Manager repository for private banking and retail commercialization
Funds Distribution
Ex ante, Ex post, operational workflow controls and locks, with approval embedded processes
Risk & Limit Control
Liquidity Analysis with full projections and revaluations
Liquidity and Cash Management
ALM and GAP Analysis with Stress Scenarios
Collateral Management
Complete Lyfe-Cycle of collateral management agreements for clients, counterparties and exchanges.
Operations, Treasury and Finance
Middle & Back Office multi-product platform supporting the day-to-day business of financial institution for their own and thrid-party positions. Coverage for Multi-Financial Entity, Multi-Desk, Multi-Asset, Multi-Currency. The solution incorporates:
Trade Capture
Fast blotter for registering deals and proprietary API
Workflows
Treasury and Exchange products offered by different commercial channels and means
Risk & Limit Control
Liquidity Analysis with full projections and revaluations
Liquidity and Cash Management
ALM and GAP Analysis with Stress Scenarios
Collateral Management
Complete Lyfe-Cycle of collateral management agreements for clients, counterparties and exchanges.
Settlement (FoP-DvP, Net/Split)
FoP-DvP. Net/Split. manual, automatic and algorithm-based
Operational And Corporate Events
Full life-cycle of transactions and positions: unwinds, rollover, cancelations, callable, refixing, observations, renewal, maturity, exercises, etc.
Payments
Standard and Customized connectivity with payments means (local clearing houses, SWIFT, Indeval, etc) based on proprietary standards
Custody
Wide custody account support, multi-product with ability to integrate external allocations for centralizing clients reports and collateral management
Accounting
Lyfe-Cicly event-driven accounting engine with dynamic, scripting-base roles for feeding general ledger
Taxes
Flexible framework based on specific country-products taxation
Flexible Regulatory Reports
Built-in Regulatory reports and DataSet technology for simplifying integration with regulatory proprietary middleware systems
Treasury, Risk and P&L Management
Front and Middle office solution providing a series of tools for multi products including real time
PnL & PnL Explained
Economic, realized, unrealized and theorical PnL with explained analytics with real time calculations
Stress Scenarios
Primitive Risk Factors stress with current and historical data for immediate revaluation of MtM and liquidity
VaR, ex-ante & ex-post Limit Control
Multi-dimensional financial risk control for books, traders, counterparts and clients, economic groups and portfolios, with ex ante, ex post and real time warnings + Real-Time VaR with intraday trading
Pricing
Real-time online marked to market and customized operational workflow
Liquidity and Cash
Liquidity Analysis with full projections and revaluations. ALM and GAP Analysis with Stress Scenarios
Multi-Financial Entity, Multi-Desk, Multi-Asset, Multi-Currency
Multi-dimensional aggregation levels across all the platform with appropriate audit and control
Private Banking & Retail Distribution
Multi-Product (listed and OTC) Order Management System for sales area, including
capture, execution and assignation orders in both regulated markets and internal
financial institution desks.
Pre-Trade Controls
With a sophisticated Validation Rules process
Collateral Management
Complete Lyfe-Cycle of collateral management agreements for clients, counterparties and exchanges.
Flexible Comercial Structure
For both visibility and PnL
Centralized Client Investment Overview
Unique repository for clients porfolios management, report, control and performance
Fees Structure Definition
Powerful Fee Architecture with multi-dimensional levels: products, channels, means, tax impact, using local regulation formulas with settlement, accounting and custody impact
Custody
Custody Account treasury for cash and assets integrated with Lumina F2B platform and other external sources for a complete monitoring of balances and movements.
Main Repository
To use when settling with external counter parties
Centralized Account Statement for Clients
(Multi Product, Multi Account, Multi Asset)
Account Funnel
(Subaccount profiles, multi-instrument's sources per client, multiple settlement mechanims, collateral management support)
Taxes & Custody Fees
Flexible framework based on specific country-products taxation. Powerful Fee Architecture with multi-dimensional levels: products, channels, means, tax impact, using local regulation formulas with settlement, accounting and custody impact
Portfolio Performance
Portfolio Performance reports
Corporate and Operational Event support
Full life-cycle of transactions and positions: unwinds, rollover, cancelations, callable, refixing, observations, renewal, maturity, exercises, etc.
Consolidates The Client's Custody
Wide custody account support, multi-product with ability to integrate external allocations for centralizing clients reports and collateral management
Funds Distribution
Efficient operational and commercial process for any kind of Mutual and Pension Fund managing a whole variety of complex characteristics and structures, naturally integrated with other solutions from the Lumina Suite.
Complete Setup
Of Fund Share Series And Parameters
Automatic (re) investment strategies
Automatic algorithm based processes for liquidity excess auto-investment
Stock Control
Fund trading limits, strock control and allocation
Trading Restrictions
(repurchase control, minimum balance aging, concentration per client, etc)
Tax component and regulatory reports
Flexible framework based on specific country-products taxation. Built-in Regulatory reports and DataSet technology for simplifying integration with regulatory proprietary middleware systems
Schedule
(capture/execution/pricing/settlement)
e-Trading
Order Management and Routing system for the capital market covering all the aspects of a trading operation. Client and Own orders real-time dispatching and reception, executions and assignment.
Live Market Data
Fresh market data connected to vendors by different technologies and architectures
Integrated E-Trading
With financial counterparts and exchanges by using the FIX protocol
High Volume Of Orders
High performance Algo-Trading
Basket And Tickets Support
Specific market and trader orders for set of equities and order distributions in several clients
DMA Support
Direct Market Access for external brokers and applications
Separate Trading Station
As a execution platform for the negotiation of financial instruments in the BMV
FIX Engine
Detached FIX engine software developed to provide a standard messaging channel to interchange securities transactions information
Portfolio Management
Asset Management module responsible for keeping Investment Portfolios in line with compliance, rules and investment policy restrictions.
Portfolio Rebalances
Based on customized algorithms, generating periodic adjustments to implement policy statements on performance returns
Portfolio Model
Balance-based
Pre-Order Generations
Draft and portfolio rebalance pre-orders for later execution
Portfolio Performance reports
Integrated PnL and Performance attribution reports with F2B Lumina Suite
Asset Allocation
Geographical distribution, liquidity targets, asset rankings and volatility
Collateral Management
Margin Calls and Collateral Management module for multiple margin call strategies per Client/Counterparty, Market or Transaction.
Flexible Strategies
Customized formulas and eligible collaterals
Automatic margin call calculations
At configurable frequencies
Collateral Accounting
full collateral life-cycle allocation at account (custody) level integrated with F2B Lumina Suite
Collateral
(Cash or asset) feeding from core or external systems
Multi-asset collateral management life-cycle and projections
Complete Lyfe-Cycle of collateral management agreements for clients, counterparties and exchanges.
Technology
Faster and smoother technologies for financial institutions
With Lumina software, financial institutions can access cutting-edge technology that is fully adapted to market needs at unrivaled costs. Through its Research & Development department, Lumina continuously invests in the platform, enabling new technologies to be made available to all our clients. As a highly flexible platform, Lumina can be deployed modularly and integrated seamlessly into the client architecture through a wide variety of standard APIs. Lumina’s solution can handle large volumes of data at optimum performance without compromising reliability and security.
The platform can be deployed on-premises, in a private or public cloud environment, or as PaaS. Lumina’s development cycle follows the CMMI model while optimizing processes using the latest agile methodologies. Lumina certifies the platform’s robustness and top standards with a thorough Quality Assurance team.